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Risk Classification Policy Issues - Life Insurance
risk classification policy issues pertaining to individual life insurance. A well-known and highly respected ... other executives interested in the future of individual life insurance as we know it. 559 $60 DI ...- Authors: John H Cook, Michael Cowell, Linda B Emory, Courtland C Smith, Charles A. Ormsby
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance>Underwriting - Life Insurance
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AIDS: Some Aspects of Modeling the Insurance Risk
AIDS: Some Aspects of Modeling the Insurance Risk This paper is an attempt to examine transmission ... used to estimate the risk of HIV+ exposure of an individual company and the resulting reserve needs. From ...- Authors: Fung-Yee F Chan, Michael Cowell, Harry H Panjer
- Date: Oct 1989
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Modeling & Statistical Methods
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Mandated Risk-Based Surplus
1978 when the valuation actuary concept was intro- duced. The report of the valuation actuary to the ... subject is the work of the Society's Committee on Valuation and Related Areas, COVARA. This was established ...- Authors: Michael Cowell, Dennis Lauzon, Frederick Yosua, Michael L Zurcher, Owen A. Reed
- Date: Oct 1991
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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The Impact of AIDS on Life and Health Insurance Companies: A Guide for Practicing Actuaries
AIDS. 5. "Projecting Extra AIDS Mortality for Individual Ordinary Life Insur- ance In Force" is a research ... its insights in modeling the impact of AIDS on individual companies as well as providing an alternative ...- Authors: Application Administrator, Robert Beal, Jay P Boekhoff, David J Christianson, Ronald Colby, Michael Cowell, Gary E Dahlman, David Holland, Walter H Hoskins, William C Koenig, Barbara Lautzenheiser, Richard W Mathes, Thomas W Reese, John E Tiller, Harry A Woodman, Michael L Zurcher
- Date: Oct 1988
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Health & Disability>Disability insurance; Health & Disability>Health insurance; Life Insurance
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Life, Liberty, Longevity
one-quarter and one-half of the statistical variance in individual longevity is genetic.19, 20 My paper emphasizes ... being educated, with its positive effects for the individual and the economy. In either case, so as to forge ...- Authors: Michael Cowell
- Date: Jun 2008
- Competency: External Forces & Industry Knowledge
- Publication Name: The Actuary Magazine
- Topics: Health & Disability>Health care
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Report of the Task Force on Mutual Life Insurance Company Conversion
that a closed branch is appropriate for most individual coverages, and its establishment would facilitate ... Mutual Life Insurance Company Conversion from its Individual Life and Annuity Subcommittee." A copy of this ...- Authors: Michael H Berkowitz, Michael Cowell, John H Elken, Charles Greeley, Curtis E Huntington, Robin B Leckie, Robert D Lowden, Application Administrator, James Murphy, Henry Ramsey, Lewis P Roth, Robert Shapiro, Walter Shur, Edward J Slaby, James A Tilley, James L Wertheimer, Harry D. Garber, steve smith
- Date: Oct 1987
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Financial Reporting & Accounting; Public Policy
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Non-Smokers Policies
Life. There he heads Product Development in the individual area. His company recently introduced a series ... concept of nonsmoker premium discounts to all individual life non-pension policies. Over the past 15 ...- Authors: Daniel Case, Michael Cowell, Marshall H Lykins, Elena O. Nightingale, Nathan Maccoby
- Date: Oct 1979
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
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Capital Management
rate. Table 1 is from a survey on pricing method- ology conducted by Tillinghaat in 1992. The table illustrates ... product design, and asset allocation decisions. TABLE 1 Number of Respondents Stock Mutual Rate of Return ...- Authors: Michael Cowell, Glen Gammill, Alastair G Longley-Cook, Klaus Shigley
- Date: Jun 1993
- Competency: Results-Oriented Solutions
- Publication Name: Record of the Society of Actuaries
- Topics: Finance & Investments>Capital management - Finance & Investments
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Mortality Differences between Smokers and Nonsmokers
between smokers and nonsmokers selected for individual coverage. This interest has been heightened with ... based on a widely used insured-life mortality table. The paper relates State Mutual's findings to ...- Authors: Michael Cowell, Brian L Hirst
- Date: Jan 1980
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Experience Studies & Data
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Whatever Happened to Acquired Immune Deficiency Syndrome AIDS
insurance. That's higher than all the individual points, because individual points are all amounts of insurance ... 1994 244 WHATEVER HAPPENED TO AIDS? Table 1 is the only table or graph where I've made an estimate; ...- Authors: Michael Cowell, Michael Reilly, Gregg R Sadler, John M Karon
- Date: May 1995
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Mortality